Pay by link services enable merchants to request payments from customers by sending them a secure link via email, SMS, or messaging apps. This method allows businesses to accept payments without the need for a physical card reader or POS terminal.

Here’s how pay by link services typically work:

1. Merchant Generates Link: The merchant generates a payment link through their payment gateway or merchant account provider. This link contains information about the transaction, including the payment amount and description.
2. Link Sent to Customer: The merchant sends the payment link to the customer via email, SMS, or messaging app. The link is usually accompanied by instructions on how to complete the payment.
3. Customer Makes Payment: Upon receiving the link, the customer clicks on it to access the payment page. They can then enter their payment details, such as credit card information or bank account details, and authorize the transaction.
4. Payment Confirmation: Once the payment is successfully processed, the merchant and customer receive confirmation of the transaction. The merchant can then fulfill the order or provide the requested goods or services.

Pay by link services offer several benefits for both merchants and customers:

• Convenience: Customers can make payments quickly and easily from anywhere, using any device with internet access.
• Flexibility: Merchants can request payments for various purposes, such as invoices, one-time and recurring purchases.
• Security: Payment links are encrypted and secure, reducing the risk of fraud or unauthorized access to sensitive payment information.
• Accessibility: Pay by link services enable businesses to accept payments from customers who may not have access to traditional payment methods, such as credit cards or mobile wallets.